North Carolina auto insurance quotesThe vast array of options available to you when you are looking for North Carolina auto insurance quotes is at your fingertips with our online comparison tool. Forget spending hours surfing the web and making phone calls. Compare policies, plans and discounts in just a few clicks at carolina-insurance.net.

Plans differ in all sorts of ways, including cost, although many consumers believe that all companies price identically.  Sometimes, the differences are quite broad, so choosing between three or four options will give you a good overview of what is available.

There are, though, some factors you need to consider.

Teen auto insurance discounts

If a teen driver gets behind the wheel of your car it may be the riskiest thing you’ll face. That’s why that age group is so expensive to cover. Still, you can cut costs in a few ways. Make sure your teen takes an approved driver course and most companies will discount the premium.   Also, if your teen is a good student, check into the good student discount.

It may be tempting to slide through that red light, but is it worth it? A driver’s license with no moving violations at all is worth money on your premium. Insurers avoid high risk drivers if they can, and a clean license proves you are worth having as a customer.

One way to prove you are a safe driver is to take a defensive driving course. Insurers love to reward drivers with lower premiums if they take this kind of refresher course.

You may not realize that rates for married drivers are lower than those for single people. It’s not a reason to get married, but it’s a reminder to update your policy when you change your marital status.

If your child is going off to college but leaving the car at least 100 miles behind, you’ll be able to save some money on your policy. But either way, you will need to update your coverage to reflect the new situation.

Anti-theft & auto insurance discounts

If you live in an area with high risk for theft, it’s important to install anti-theft devices on all your vehicles. You’ll see a reduction in your rate.  Safety options are popular among insurers, so be sure to load up on them if you can afford it.

Comparisons of these factors is quick and easy with our online tools, making sure you pay only what you have to for coverage.